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5 best Stripe alternatives in 2026

Looking for something like Stripe but with a different price point, feature set or vibe? These are the strongest Payments & Invoicing alternatives in our directory, ranked.

1

Square Free tier

Card readers, POS and online payments for physical businesses.

Best for: In-person sellers and retail · Pricing: Free POS; 2.6% + 10c in person
Stripe vs Square
2

PayPal Free tier

The checkout button shoppers already trust.

Best for: Reaching buyers who prefer PayPal · Pricing: From 2.99% per transaction
Stripe vs PayPal
3

Wise Business Free tier

Multi-currency accounts with honest exchange rates.

Best for: International invoicing and payouts · Pricing: Low FX fees, no monthly fee
Stripe vs Wise Business
4

Melio Free tier

Pay vendors and bills by card even when they want checks.

Best for: Managing accounts payable cash flow · Pricing: Free ACH; card fees apply
Stripe vs Melio
5

Bill.com

AP and AR automation for accounting teams.

Best for: Firms processing many bills and invoices · Pricing: From $45/user/mo
Stripe vs Bill.com