Both are strong choices. The short answer: pick Stripe if you are online payments, subscriptions and invoicing. Pick Wise Business if you are international invoicing and payouts.
| Stripe | Wise Business | |
|---|---|---|
| In one line | The developer-loved payments infrastructure of the internet. | Multi-currency accounts with honest exchange rates. |
| Pricing | 2.9% + 30c per transaction | Low FX fees, no monthly fee |
| Free tier | Yes | Yes |
| Best for | Online payments, subscriptions and invoicing | International invoicing and payouts |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | stripe.com | wise.com |
Stripe details Wise Business details