Stripe vs Square: which should you pick in 2026?

Both are strong choices. The short answer: pick Stripe if you are online payments, subscriptions and invoicing. Pick Square if you are in-person sellers and retail.

StripeSquare
In one lineThe developer-loved payments infrastructure of the internet.Card readers, POS and online payments for physical businesses.
Pricing2.9% + 30c per transactionFree POS; 2.6% + 10c in person
Free tierYesYes
Best forOnline payments, subscriptions and invoicingIn-person sellers and retail
CategoryPayments & InvoicingPayments & Invoicing
Websitestripe.comsquareup.com

Stripe details Square details

Other options

PayPalWise BusinessMelioBill.com