5 best Bill.com alternatives in 2026

Looking for something like Bill.com but with a different price point, feature set or vibe? These are the strongest Payments & Invoicing alternatives in our directory, ranked.

1

Stripe Free tier

The developer-loved payments infrastructure of the internet.

Best for: Online payments, subscriptions and invoicing · Pricing: 2.9% + 30c per transaction
Bill.com vs Stripe
2

Square Free tier

Card readers, POS and online payments for physical businesses.

Best for: In-person sellers and retail · Pricing: Free POS; 2.6% + 10c in person
Bill.com vs Square
3

PayPal Free tier

The checkout button shoppers already trust.

Best for: Reaching buyers who prefer PayPal · Pricing: From 2.99% per transaction
Bill.com vs PayPal
4

Wise Business Free tier

Multi-currency accounts with honest exchange rates.

Best for: International invoicing and payouts · Pricing: Low FX fees, no monthly fee
Bill.com vs Wise Business
5

Melio Free tier

Pay vendors and bills by card even when they want checks.

Best for: Managing accounts payable cash flow · Pricing: Free ACH; card fees apply
Bill.com vs Melio