Bill.com vs PayPal: which should you pick in 2026?

Both are strong choices. The short answer: pick Bill.com if you are firms processing many bills and invoices. Pick PayPal if you are reaching buyers who prefer PayPal.

Bill.comPayPal
In one lineAP and AR automation for accounting teams.The checkout button shoppers already trust.
PricingFrom $45/user/moFrom 2.99% per transaction
Free tierNoYes
Best forFirms processing many bills and invoicesReaching buyers who prefer PayPal
CategoryPayments & InvoicingPayments & Invoicing
Websitebill.compaypal.com

Bill.com details PayPal details

Other options

StripeSquareWise BusinessMelio