Both are strong choices. The short answer: pick Wise Business if you are international invoicing and payouts. Pick Stripe if you are online payments, subscriptions and invoicing.
| Wise Business | Stripe | |
|---|---|---|
| In one line | Multi-currency accounts with honest exchange rates. | The developer-loved payments infrastructure of the internet. |
| Pricing | Low FX fees, no monthly fee | 2.9% + 30c per transaction |
| Free tier | Yes | Yes |
| Best for | International invoicing and payouts | Online payments, subscriptions and invoicing |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | wise.com | stripe.com |
Wise Business details Stripe details