Both are strong choices. The short answer: pick Square if you are in-person sellers and retail. Pick Wise Business if you are international invoicing and payouts.
| Square | Wise Business | |
|---|---|---|
| In one line | Card readers, POS and online payments for physical businesses. | Multi-currency accounts with honest exchange rates. |
| Pricing | Free POS; 2.6% + 10c in person | Low FX fees, no monthly fee |
| Free tier | Yes | Yes |
| Best for | In-person sellers and retail | International invoicing and payouts |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | squareup.com | wise.com |
Square details Wise Business details