Both are strong choices. The short answer: pick Square if you are in-person sellers and retail. Pick PayPal if you are reaching buyers who prefer PayPal.
| Square | PayPal | |
|---|---|---|
| In one line | Card readers, POS and online payments for physical businesses. | The checkout button shoppers already trust. |
| Pricing | Free POS; 2.6% + 10c in person | From 2.99% per transaction |
| Free tier | Yes | Yes |
| Best for | In-person sellers and retail | Reaching buyers who prefer PayPal |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | squareup.com | paypal.com |