Both are strong choices. The short answer: pick PayPal if you are reaching buyers who prefer PayPal. Pick Wise Business if you are international invoicing and payouts.
| PayPal | Wise Business | |
|---|---|---|
| In one line | The checkout button shoppers already trust. | Multi-currency accounts with honest exchange rates. |
| Pricing | From 2.99% per transaction | Low FX fees, no monthly fee |
| Free tier | Yes | Yes |
| Best for | Reaching buyers who prefer PayPal | International invoicing and payouts |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | paypal.com | wise.com |
PayPal details Wise Business details