PayPal vs Stripe: which should you pick in 2026?

Both are strong choices. The short answer: pick PayPal if you are reaching buyers who prefer PayPal. Pick Stripe if you are online payments, subscriptions and invoicing.

PayPalStripe
In one lineThe checkout button shoppers already trust.The developer-loved payments infrastructure of the internet.
PricingFrom 2.99% per transaction2.9% + 30c per transaction
Free tierYesYes
Best forReaching buyers who prefer PayPalOnline payments, subscriptions and invoicing
CategoryPayments & InvoicingPayments & Invoicing
Websitepaypal.comstripe.com

PayPal details Stripe details

Other options

SquareWise BusinessMelioBill.com