PayPal vs Bill.com: which should you pick in 2026?

Both are strong choices. The short answer: pick PayPal if you are reaching buyers who prefer PayPal. Pick Bill.com if you are firms processing many bills and invoices.

PayPalBill.com
In one lineThe checkout button shoppers already trust.AP and AR automation for accounting teams.
PricingFrom 2.99% per transactionFrom $45/user/mo
Free tierYesNo
Best forReaching buyers who prefer PayPalFirms processing many bills and invoices
CategoryPayments & InvoicingPayments & Invoicing
Websitepaypal.combill.com

PayPal details Bill.com details

Other options

StripeSquareWise BusinessMelio