Both are strong choices. The short answer: pick Melio if you are managing accounts payable cash flow. Pick Stripe if you are online payments, subscriptions and invoicing.
| Melio | Stripe | |
|---|---|---|
| In one line | Pay vendors and bills by card even when they want checks. | The developer-loved payments infrastructure of the internet. |
| Pricing | Free ACH; card fees apply | 2.9% + 30c per transaction |
| Free tier | Yes | Yes |
| Best for | Managing accounts payable cash flow | Online payments, subscriptions and invoicing |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | melio.com | stripe.com |