Both are strong choices. The short answer: pick Melio if you are managing accounts payable cash flow. Pick PayPal if you are reaching buyers who prefer PayPal.
| Melio | PayPal | |
|---|---|---|
| In one line | Pay vendors and bills by card even when they want checks. | The checkout button shoppers already trust. |
| Pricing | Free ACH; card fees apply | From 2.99% per transaction |
| Free tier | Yes | Yes |
| Best for | Managing accounts payable cash flow | Reaching buyers who prefer PayPal |
| Category | Payments & Invoicing | Payments & Invoicing |
| Website | melio.com | paypal.com |