Both are strong choices. The short answer: pick FreshBooks if you are freelancers and agencies that invoice for time. Pick Xero if you are teams that want modern UX and unlimited seats.
| FreshBooks | Xero | |
|---|---|---|
| In one line | Invoicing-first accounting for service businesses. | Clean cloud accounting with unlimited users on every plan. |
| Pricing | From $21/mo | From $20/mo |
| Free tier | No | No |
| Best for | Freelancers and agencies that invoice for time | Teams that want modern UX and unlimited seats |
| Category | Accounting & Bookkeeping | Accounting & Bookkeeping |
| Website | freshbooks.com | xero.com |
FreshBooks details Xero details