Both are strong choices. The short answer: pick FreshBooks if you are freelancers and agencies that invoice for time. Pick Wave if you are micro businesses that want free books.
| FreshBooks | Wave | |
|---|---|---|
| In one line | Invoicing-first accounting for service businesses. | Genuinely free accounting and invoicing. |
| Pricing | From $21/mo | Free accounting; pay for payments/payroll |
| Free tier | No | Yes |
| Best for | Freelancers and agencies that invoice for time | Micro businesses that want free books |
| Category | Accounting & Bookkeeping | Accounting & Bookkeeping |
| Website | freshbooks.com | waveapps.com |
FreshBooks details Wave details