Both are strong choices. The short answer: pick Bench if you are owners who want bookkeeping done for them. Pick Xero if you are teams that want modern UX and unlimited seats.
| Bench | Xero | |
|---|---|---|
| In one line | Real human bookkeepers plus simple software. | Clean cloud accounting with unlimited users on every plan. |
| Pricing | From $249/mo | From $20/mo |
| Free tier | No | No |
| Best for | Owners who want bookkeeping done for them | Teams that want modern UX and unlimited seats |
| Category | Accounting & Bookkeeping | Accounting & Bookkeeping |
| Website | bench.co | xero.com |