Bench vs Wave: which should you pick in 2026?

Both are strong choices. The short answer: pick Bench if you are owners who want bookkeeping done for them. Pick Wave if you are micro businesses that want free books.

BenchWave
In one lineReal human bookkeepers plus simple software.Genuinely free accounting and invoicing.
PricingFrom $249/moFree accounting; pay for payments/payroll
Free tierNoYes
Best forOwners who want bookkeeping done for themMicro businesses that want free books
CategoryAccounting & BookkeepingAccounting & Bookkeeping
Websitebench.cowaveapps.com

Bench details Wave details

Other options

QuickBooks OnlineXeroFreshBooksZoho Books